PII stands for personally identifiable information: data that lets you identify a person. Email address, name, phone number, street address, a customer number with a name attached.
Google prohibits sending that data to Google Analytics and Google Ads. It sits in the terms of service, not in a guideline you can argue around, and Google may delete the data or terminate the account.
Then there is the GDPR. An email address inside your GA4 property is personal data shared with a processor for a purpose that appears nowhere in your records, and you cannot get it out again when someone asks.
Almost nobody does this on purpose. It leaks in.